Banks often tend to use credit scores to decide whether or not a person, business or entity is credible enough to get loans. However, those just starting out with their first ventures may not have past credit scores to base their loans on? Here is a new take on the subject, introducing the idea of smart loans!

Read more at: https://www.ted.com/talks/shivani_siroya_a_smart_loan_for_people_with_no_credit_history_yet