【ドイツ証券株式会社】Credit Risk - Risk Senior Specialist
仕事内容
Your key responsibilities:
Manage a dedicated portfolio of Corporate and FI counterparties. This role will review credit proposals, write credit reports, recommend and (after an appropriate time and formal award of credit authority) approve transactions, and negotiate credit related documentation. Products covered include the full spectrum of commercial banking facilities (committed loans, trade finance) and capital markets products including FX, commodity, interest rate and equity derivatives.
Monitor target markets and undertake due-diligence calls and visits
Responsibility for managing a portfolio of circa 40-50 credit groups (Corporate, FI, Real Estate and Leveraged Lending)
Support business by providing trade & structuring solutions
Ensure portfolio quality and documentation standards are maintained
Develop and adhere to counterparty- as well as industry risk strategies
Contribute to improvements in CRM processes with an aim to raise efficiency
Support internal and external audit inquiries, meetings and procedures
Support the development of local entity specific risk management framework, policies and procedure documents
Ability to engage with business and help/ guide their transactions/ structures such that they conform to the banks risk appetite
Able to manage transactions independently, identify key risks in more complex and structured transactions and provide recommendations to senior management in the context of bank’s risk appetite & ‘risk versus reward’
Familiarity with providing standalone ratings for counterparties or structured trades
Present factual information in a structured, clear, confident and concise way
Support the development of junior team members and new joiners
Be a role model in risk culture and conduct
High self-motivation and hungry to learn
応募資格(必須経験など)
Your skills and experience:
Minimum 5 years of credit risk experience and a broad product knowhow, especially in derivatives, preferably within an investment banking environment
Experience in structuring complex transactions and understanding complex risk, potentially gained by involvement in leveraged and structured transactions, real estate or distressed products
Experience in distressed debt, restructuring and work-out situations
Experience with documentation and good knowledge of principal risk mitigating documentation techniques
Excellent interpersonal skills and the ability to relate to people at all levels
Experience in leading transactions up to decision making level and decide within own authority
Team player attitude, motivational skills
Japanese native, to analyze local language financial disclosure and credit documentation
At least an Undergraduate Degree and formal credit training, potentially CFA
Strong written and verbal English skills